Settle Up keeps the group balanced. BananaSplit also turns receipts, PDF bills and payment screenshots into expenses you review, so nobody types the dinner in line by line.
Coffee, taxis, groceries, another round. Add every expense as it happens, with no daily cap on expense entry on the free plan. Use equal shares, percentages, exact amounts, or individual items to match what your group actually owes.
BananaSplit keeps the important things obvious: add an expense, see the balance, settle up. The interface is made to feel light and simple when your group is busy living the moment.
Already have a group in Splitwise? Export its CSV and use the Splitwise import in BananaSplit. Review the import before confirming it, so switching does not mean typing every old expense again.
Add friends as guests without asking them to download anything or create an account. Track their expenses and payments from day one. When they are ready, transfer their guest data to a new or existing BananaSplit account, keeping the history you built together.
Snap It recognises receipts, spreadsheet images, and transaction screenshots. It extracts the expenses and can prepare several entries from one image. Review and edit them before saving. On receipts, aggregate quantities, duplicate items, or split an item between people.
Send a payment reminder when it is time to settle up. Keep recurring rent, utilities, and subscriptions in the same group as everyday purchases, with balances that show who owes what.
Use the expense image editor to turn a shared expense into an image with some personality. Send it to your group chat alongside the plans, photos, and everything else you share.
Adding expenses has no limit on Free. AI scans, recurring expenses, reminders, and history have separate plan limits.
Compare AI scanning, agents and plan prices before you switch
Checked 31 October 2026 against official Splitwise, Tricount, Splid and Settle Up sources. Not confirmed means we could not verify this capability; it does not mean the feature is unavailable. Settle Up · Settle Up tips.
| Feature | BananaSplit | Settle Up |
|---|---|---|
| Unlimited expense entry on Free | Available | Not confirmed |
| Unlimited groups on Free | Available | Not confirmed |
| Unequal expense splits | Available | Available |
| Receipt scanning and itemisation | Monthly limit | Not confirmed |
| Several expenses from one image | Monthly limit | Not confirmed |
| Guest data transferred to an account | Available | Available |
| AI agents via MCP | Available | Unofficial only |
| AI agents via CLI | Available | Unofficial only |
| Expenses from PDF bills and statements | Monthly limit | Not confirmed |
| Share a photo from your gallery to create an expense | Monthly limit | Not confirmed |
| Auto-add Apple Pay purchases (Shortcut) | Available | Not confirmed |
| Works offline | Available | Available |
| Import from other apps | Available | Available |
| Export your data | Available | Available |
| Share an expense as an image | Available | Not confirmed |
BananaSplit imports Splitwise CSV files, not Settle Up exports. The simplest switch is to settle the old group, export it as a CSV from Settle Up for your records, and start the next one in BananaSplit.
Banana Gold is €1.99 per month or €19.99 per year. On the US App Store, Settle Up lists individual Premium at $3.99 per month or $19.99 per year, plus Group Premium passes; prices vary by country. Both apps have a free plan.
Settle Up Premium lets you attach receipt photos. We found no official mention of it reading the amounts. BananaSplit's Snap It reads receipts, text PDFs and transaction screenshots and drafts the expenses for you to review. Free includes 3 scans per month; Gold includes 100.
No. Add friends as guests and include them in expenses and payments. You can transfer their guest history when they join BananaSplit.
Yes. BananaSplit Free includes unlimited expense entry, flexible splits, guests, balances and settlements on iPhone, Android and the web. Banana Gold (€1.99 per month or €19.99 per year) adds 100 AI scans per month, unlimited recurring expenses and reminders, and full history.
Settle the old Settle Up group, keep its CSV export, and start fresh on Free. Compare scan, recurring-expense and reminder limits on the pricing page.