Five bill-splitting apps in one table. See what each does on its free plan, where it charges, and which one fits your group.
Check the features your group will use. A plan-dependent feature may require a subscription.
Checked 31 October 2026 against official Splitwise, Tricount, Splid and Settle Up sources. Not confirmed means we could not verify this capability; it does not mean the feature is unavailable. Splitwise Free · Splitwise Pro. Tricount · Tricount offline. Splid. Settle Up · Settle Up tips.
| Feature | BananaSplit | Splitwise | Tricount | Splid | Settle Up |
|---|---|---|---|---|---|
| Unlimited expense entry on Free | Available | Daily limit | Available | Not confirmed | Not confirmed |
| Unlimited groups on Free | Available | Not confirmed | Not available | Not confirmed | Not confirmed |
| Unequal expense splits | Available | Available | Available | Not confirmed | Available |
| Receipt scanning and itemisation | Monthly limit | Plan-dependent | Not confirmed | Not confirmed | Not confirmed |
| Several expenses from one image | Monthly limit | Not confirmed | Not confirmed | Not confirmed | Not confirmed |
| Guest data transferred to an account | Available | Not confirmed | Not confirmed | Not confirmed | Available |
| AI agents via MCP | Available | Unofficial only | Not available | Not available | Unofficial only |
| AI agents via CLI | Available | Not available | Not available | Not available | Unofficial only |
| Expenses from PDF bills and statements | Monthly limit | Not confirmed | Not confirmed | Not confirmed | Not confirmed |
| Share a photo from your gallery to create an expense | Monthly limit | Not confirmed | Not confirmed | Not confirmed | Not confirmed |
| Auto-add Apple Pay purchases (Shortcut) | Available | Not confirmed | Not confirmed | Not confirmed | Not confirmed |
| Works offline | Available | Available | Available | Available | Available |
| Import from other apps | Available | Not confirmed | Not confirmed | Not confirmed | Available |
| Export your data | Available | Available | Not confirmed | Not confirmed | Available |
| Share an expense as an image | Available | Not confirmed | Not confirmed | Not confirmed | Not confirmed |
Both track who paid and who owes, and both work offline. Splitwise Free limits how many expenses you can add each day; Tricount Free does not limit expenses but does not offer unlimited groups. Splitwise has a public API that community tools build on. If neither limit suits your group, BananaSplit Free has no daily expense cap, and you can import a Splitwise group from CSV.
Settle Up works offline, imports Splitwise groups and exports CSV on its free plan, which shows ads. Its Premium adds receipt photos and recurring expenses. Splitwise Free limits daily expense entry. BananaSplit adds AI scans that read receipts, PDFs and screenshots, plus an official MCP server and CLI for AI assistants.
Both work offline and let friends take part before they install the app. Tricount Free does not offer unlimited groups; Settle Up puts receipt photos, recurring expenses and Excel export behind Premium. BananaSplit reads receipts and payment screenshots into expenses you review, with 3 AI scans a month on Free and 100 on Gold.
Both work offline. Splitwise Free limits how many expenses you can add each day. BananaSplit Free does not, and it adds guests whose history transfers when they join, plus scans that turn an image into expenses.
Tricount, Splid, Settle Up and BananaSplit all track shared costs and show who owes whom. They differ on free-plan limits, receipt scanning, import and export, and AI agent support; the table above compares them feature by feature.
For groups tired of the daily expense limit on Splitwise Free. Bring the group over with a Splitwise CSV import.
For trips and groups that need more than Tricount's free groups, with guests and receipt scans.
For groups that want guests whose history follows them, and expenses scanned from any image.
For groups that want receipts, PDFs and screenshots read for them, not just attached.